The Cox College Financial Aid department is committed to assisting students in finding resources to finance their education and in providing keys to help develop:

  • Good money management skills through financial literacy
  • Managing debt
  • Student loan default prevention


“Keys to Your Financial Literacy” was developed to assist students in financing their education and offering creative ways to develop good money management skills.

Begin now by clicking on the provided keys that will open the doors to your financial literacy.

Financial literacy information is designed to assist both current and future students with becoming better acclimated to some of the concerns that surround students/parents when deciding which college to attend. Several questions arise such as: Will I be able to afford college? How do I budget my money for college? Where will I get the money to go to college?


KEY #1 Money Management

These questions and many others can be answered by visiting the various informative sites that are listed below:

  • Money Management 101 – Develop money management knowledge and skills you will need to achieve your financial goals. Whether we are talking about building a good budget, getting the most value out of what you spend or keeping your borrowing to a minimum, a solid understanding is the first step to success.
  • FinAid – The Smart Student Guide to Financial Aid provides numerous sources of information about student financial aid, including free online scholarship search databases.
  • Feed the Pig – “Spokespig” Benjamin Bankes is here to remind you to feed your piggy bank. His Web site is designed to help you do just that. There, you will find fun tools, a quiz, tons of tips and other resources. They will all help you think through your spending and saving habits, identify ways you can start saving and commit to making changes that will reduce your debt and grow your savings.
  • Cash Course – Financial literacy is an essential life skill for the 21st century.  This is especially important for college students who on campus and in real life will have more financial choices and opportunities to be made than any generation before.  CashCourse is responding to this challenge by offering to college students and recent graduates this Web site that contains comprehensive, non-commercial information to help make their financial decisions be informed ones. Take a look around. The information found there will help you make informed financial decisions throughout your college years and into your professional life.
  • Practical Money Skills – Recent surveys reveal that Americans consider financial literacy as important as any subjects traditionally taught in schools.  Why then is it that most consumers graduate without basic money management knowledge and are left to learn financial skills through trial and error?  To help students of all ages learn the essentials of personal finance, leading consumer advocates, educators and financial institutions have partnered together to create the Practical Money Skills program where educators, parents and students can access free educational resources including personal finance articles, games, lesson plans and more.


KEY #2 Default Prevention

This key is to inform about loan default prevention.  Critical information such as knowing who services your student loan, knowing how much you owe and requesting in-school deferments are useful in keeping current with student loans.

Know who services your loan / how much you owe:

National Student Loan Database (NSLDS)
Web site:

Contacts for your federal student loan servicers:

Nelnet – Dept of ED / Nelnet
Phone:  1.888.486.4722
Web site:

FedLoan Servicing (PHEAA) – Dept of ED / FedLoan Servicing (PHEAA)

Phone:  1.800.699.2908
Web site:

Great Lakes Educational Loan Services – Dept of ED / Great Lakes

Phone:  1.866.348-0711
Web site:

Sallie Mae

Phone:  1.888.272.5543
Web site:

Direct Loan Servicing Center

Phone:  1.800.848.0979
Web site:

In-school deferments:

In school deferments allow you to temporarily delay payments on your student loans while you are in school. Your “in-school” status is triggered by enrolling at least half time in an eligible institution. To begin an in-school deferment, you must submit a request through your servicer.

Your deferment will last as long as you meet the requirements. Once you fall below half time enrollment (or reach your expected graduation date) your deferment should end.

To apply for an in-school deferment, visit your servicer’s Web site (see above) and download an in-school deferment form, complete student’s section and deliver to Cox College Office of Financial Aid for completion and documentation.  Cox College will fax your request to your servicer.

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