Keys to Financial Literacy

We’re committed to assisting students like you find resources to finance your education.

We’re also dedicated to providing keys to help develop your financial literacy in a few key areas:

  • Good money management skills
  • Debt management skills
  • Student loan default prevention

Financial literacy information is designed to assist both current and future students with becoming better acclimated to some of the concerns that surround students/parents when deciding which college to attend. When important life decisions like this happen, several questions tend to arise:

Will I be able to afford college?

How do I budget my money for college?

Where will I get the money to go to college?

If any of these questions sound familiar, our “Keys to Your Financial Literacy” program will help you answer them. It was developed to assist students and parents like you in financing their education and offering creative ways to develop good money management skills.

Get started now by browsing the information below.

KEY #1: Money Management

Questions about money management and many others can be answered by visiting these informative sites.

Money Management 101

Develop money management knowledge and skills you will need to achieve your financial goals. Whether we are talking about building a good budget, getting the most value out of what you spend, or keeping your borrowing to a minimum, a solid understanding is the first step to success.


The Smart Student Guide to Financial Aid provides numerous sources of information about student financial aid, including free online scholarship search databases.

360 Degrees of Financial Literacy

This information comes from America’s Certified Public Accountants – financial experts who want to help you make better financial decisions to help you reach your goals. You will find there are no ads on the site – just objective information from a trusted source. To get started, visit 360 Degrees of Financial Literacy.

Cash Course

Financial literacy is an essential life skill for the 21st century. This is especially important for college students who on campus and in real life will have more financial choices and opportunities to be made than any generation before. CashCourse is responding to this challenge by offering to college students and recent graduates this Web site that contains comprehensive, non-commercial information to help make their financial decisions be informed ones. Take a look around. The information found there will help you make informed financial decisions throughout your college years and into your professional life.

Practical Money Skills

Recent surveys reveal that Americans consider financial literacy as important as any subjects traditionally taught in schools. Why then is it that most consumers graduate without basic money management knowledge and are left to learn financial skills through trial and error? To help students of all ages learn the essentials of personal finance, leading consumer advocates, educators, and financial institutions have partnered together to create the Practical Money Skills program where educators, parents, and students can access free educational resources including personal finance articles, games, lesson plans and more.

KEY #2 Default Prevention

This key is to inform about loan default prevention. Critical information, such as knowing who services your student loan, how much you owe, and how to request in-school deferments are useful in keeping current with student loans.

Know who services your loan / how much you owe.

National Student Loan Database (NSLDS)

Contact your federal student loan servicers.

Nelnet – Dept of ED / Nelnet


FedLoan Servicing (PHEAA) – Dept of ED / FedLoan Servicing (PHEAA)


Great Lakes Educational Loan Services




Where's my student loan servicer?

You can find your servicer here:

In-school Deferments

In-school deferments allow you to temporarily delay payments on your student loans while you are in school. Your “in-school” status is triggered by enrolling at least half-time in an eligible institution. To begin an in-school deferment, you must submit a request through your servicer. Your deferment will last as long as you meet the requirements. Once you fall below half-time enrollment (or reach your expected graduation date) your deferment should end.

To apply for an in-school deferment, complete the following steps:

  1. Visit your servicer’s website (see above) and download an in-school deferment form
  2. Complete the student’s section
  3. Deliver it to Cox College Office of Financial Aid for completion and documentation. Cox College will fax your request to your servicer.

Net Price Calculator

To access our net price calculator, click here.